Privacy Policy

1. Information We Collect

We may collect information about you in a variety of ways, including:

Personal Information

Information that identifies you personally, such as:

• Full name
• Business name
• Email address
• Phone number
• Mailing address
• Payment processing and banking-related information
• Government-issued identification (when required for underwriting or compliance)

Business & Financial Information

To provide merchant services, we may collect:

• Business financial statements
• Processing statements
• Bank account and routing numbers
• Ownership and principal information
• Tax identification numbers

Automatically Collected Information

When you visit our website, we may automatically collect:

• IP address
• Browser type
• Device information
• Pages viewed
• Referring/exit pages
• Date and time of visits

2. How We Use Your Information

We use the information we collect to:

• Provide and manage credit card processing services
• Process applications and underwriting requests
• Communicate with you about your account or services
• Respond to inquiries and customer service requests
• Improve our website and services
• Comply with legal, regulatory, and contractual obligations
• Detect and prevent fraud and unauthorized transactions

3. How We Share Your Information

We may share your information with:

• Payment processors and acquiring banks
• Underwriting partners and financial institutions
• Technology and service providers who assist in operations
• Regulatory agencies and law enforcement when required by law
• Business partners as necessary to provide requested services

We do not sell your personal information to third parties.

SMS / Text Message Communications

We may send SMS text messages to your mobile phone number regarding your account, application status, service updates, appointment reminders, and related business communications. By providing your mobile number and opting in, you consent to receive these SMS messages.

Your mobile information will not be shared with third parties for marketing or promotional purposes. It is used solely to deliver the SMS communications you have requested and to comply with applicable regulations.

You may opt out of SMS communications at any time by replying STOP to any message or by contacting us at the information below.

4. Data Security

We implement reasonable administrative, technical, and physical security measures to protect your personal information. However, no electronic transmission or storage system can be guaranteed to be 100% secure.

5. Your Privacy Rights

Depending on your location, you may have rights to:

• Access the personal information we hold about you
• Request correction of inaccurate information
• Request deletion of your personal information (subject to legal and contractual obligations)
• Opt out of certain communications

To exercise these rights, please contact us using the information below.

6. Cookies and Tracking Technologies

We may use cookies and similar tracking technologies to:

• Enhance user experience
• Analyze website traffic
• Improve site functionality

You can choose to disable cookies through your browser settings.

7. Third-Party Websites

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of those third parties.

8. Children's Information

Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children.

9. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated effective date.

10. Contact Us

If you have questions about this Privacy Policy or our data practices, please contact us: